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Description

Gold valuation

Best interest rate

Best interest rate

Microfinance organization “Giro Credit” offers the loans in GEL secured with gold (silver, diamond) to you. You can repay the loan: *with annuity payment schedule when the loan is repaid gradually, with equal monthly instalments of principal and the accrued interest. *Payment once a month, only the interest charged on the principal - and the principal at the end of the period. *Payment once in every 90 days, only the interest charged on the principal - and the principal at the end of the period.

Withdrawal of security

Pledged items can be withdrawn within three business days after payment: on Monday, Wednesday and Friday.

Standard gold loan Physical person Legal entity
Loan amount Min 100 GEL – max 100 000 GEL Min 100 GEL – max 100 000 GEL
Loan currency GEL GEL
Monthly interest rate 1.5% 1.5%
Annual interest rate from 18% from 18%
Annual effective interest rate from 19.39% from 19.39%
Commission fee for disbursement of the loan 0% 0%
Required documents ID card ID card

Penalty-free gold loan Physical person Legal entity
Loan amount Min 100 GEL – max 100 000 GEL Min 100 GEL – max 100 000 GEL
Loan currency GEL GEL
Monthly interest rate 2.25% 2.25%
Annual interest rate Up to 27% Up to 27%
Annual effective interest rate 30.32% 30.32%
Commission fee for disbursement of the loan 0% 0%
Required documents ID card ID card

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Silver Loan

Silver Loan

We offer you a silver loan in the following terms:

Standard Silver Loan Physical person Legal entity
Loan amount Min 100 GEL – Max 100 000 GEL Min 100 GEL – Max 100 000 GEL
Loan currency GEL GEL / USD
Monthly interest rate 2.5% 2.5%
Annual interest rate from 30% from 30%
Annual effective interest rate from 34.5% from 34.5%
Commission fee for disbursement of the loan 0% 0%
Required documents ID card ID card

Penalty-free silver loan Physical person Legal entity
Loan amount Min 100 GEL – Max 100 000 GEL Min 100 GEL – Max 100 000 GEL
Loan currency GEL GEL / USD
Monthly interest rate 3.5% 3.5%
Annual interest rate from 42% from 42%
Annual effective interest rate from 49% from 49%
Commission fee for disbursement of the loan 0% 0%
Required documents ID card ID card

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